Introduction
This Privacy Policy explains how Genius ReFi (“we,” “us,” or “our”) collects, uses, and discloses your personal information when you use our website (the “Service” or “Website”). Our website address is: https://geniusrefi.com. Genius ReFi is a brand of GeniusNet Research Limited, a New Zealand based company.
This privacy policy conforms with the guidelines provided within the European Union General Data Protection Regulation (GDPR).
Information We Collect
We may collect several types of information when you use our Service, including:
Personal Information: This can include data that could identify you, such as your name, email address, phone number, and IP address.
Non-Personal Information: This includes data that cannot be used to identify you directly, such as browsing history, demographic information (e.g., age, location), and device information.
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
How We Use Your Information
We may use your information for the following purposes:
- To provide and operate the Service.
- To improve and personalize the Service.
- To send you marketing, newsletter communications or make introductions (only with your consent).
- To respond to your inquiries and requests.
- For security and fraud prevention purposes.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Offensive Content
Genius ReFi accepts no responsibility or liability for media or written content posted by users of this website. Genius ReFi also reserves the right to remove media or any other content of an offensive nature and suspend without notice the account of any user associated with offensive media or content. “Offensive” material comprises (but is not limited to) threats aimed at a person or group of people, hate speech based on race, religion, sexual orientation or political views. Violent, explicit or disturbing content.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. Cookies are small data files that are placed on your device when you visit a website. You can manage your cookie preferences through your browser settings and through the bottom menu bar when first visiting the site. Cookies are for your convenience so that you do not have to fill in your details again when you leave another comment. Cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information and can delete your personal data if requested in writing by you.
Rights to your personal data
You have the right to access, rectify or erase your data at any time.
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes. You may also restrict or object to your data being processed by us, but you must advise us in writing.
Data Sharing
Visitor comments may be checked through an automated spam detection service. But we will not otherwise share your data without your express permission. Under no circumstances will we sell, trade or share your data with third parties, beyond what is required to operate applications or functionality within the platform. In such cases users will be advised beforehand of such use. If you request a password reset, your IP address will be included in the reset email.
Security
We take all reasonable steps to protect your personal information from unauthorised access, disclosure, alteration, or destruction. But Genius ReFi and GeniusNet Research Limited accepts no liability for data exposure or loss as a result of unauthorised or criminal activity.
Children’s Privacy
Our Service does not address anyone under the age of 13 years. We do not knowingly collect personal information from children under the age of 13. If you are a parent or guardian of a child with any concerns in this respect, please contact us.
Contacting Us
Should you have any concerns at all about the treatment of your data, we welcome contact via the following email address: hello [at] geniusrefi [dot] com
Changes to the Privacy Policy
Any changes to this privacy policy will be notified to users for whom we have contact details.